Know exactly where your money went
Drop in a bank alert and YouthPay instantly organises your spending, categories, budgets, savings goals, and insights. Works with HBL, Easypaisa, NayaPay, and more.
9+ bank formats, HBL, Easypaisa, NayaPay & more
Hi, I’m Pingo!
Let’s track your money.
Meet Pingo, your savings sidekick
Drop an alert. Watch it parse.
Raw bank message in, clean categorized transaction out, in under a second.
Waiting for alert…
Start in under a minute.
No account. No signup. Pick how you want to add your first transaction.
Built for two people.
The teen who spends. The parent who needs to know.
For Teens
Your money.
Your story.
- Every spend tracked automatically
- Money health score, see where you stand
- XP and streaks for smart money moves
- Works with HBL, Easypaisa, NayaPay & more
Add your bank data above to unlock.
For Parents
Full picture.
No drama.
- Weekly summaries, not every single text
- Spending by category, not raw bank jargon
- Set limits per category for the month
- Green = under budget. Always clear.
Add your bank data above to unlock.
What changes for you
Five questions, answered
Not a budgeting chore. These are the things you actually wonder about money, and what YouthPay puts on the screen when you ask.
“Can I afford this?”
Type the price. You get a straight yes or no against your real balance, and what you’d have left after.
“How much can I spend today?”
A safe daily number that already sets aside what your savings goal needs, so hitting it isn’t luck.
“Where did it all go?”
Every alert sorted by category, with needs split from wants. Usually it’s one category doing the damage.
“What am I still paying for?”
Repeating charges get flagged — the subscription you forgot about is the easiest money you’ll ever save.
“Do I have to type all this in?”
No. Paste the bank SMS or drop the email and it reads the merchant, amount and date itself.
Free, and private by design.Your alerts are read on your own phone. Nothing about your spending is sent to us, because there is nowhere for it to go.
Alert in. Insight out.
From raw bank alert to clear money picture, four steps, no manual work.
Your bank pings you
A debit, transfer or wallet top-up lands as an alert, SMS, email, or both.
We read it automatically
YouthPay parses the alert in seconds. No typing. Supports 10+ Pakistani banks.
Everything gets organised
Each transaction is categorised. Subscriptions flagged. Nothing counted twice.
You make smarter calls
Health score, budgets, savings goals and weekly insights, all in one place.
Supported
Works with 9 Pakistani banks and wallets
If your alerts come from any of these, YouthPay reads them. You never connect a bank account and you never share a password. The app only reads the alert messages you already receive.
Banks
- HBL
- UBL
- Meezan Bank
- Allied Bank
- Faysal Bank
- Standard Chartered
Wallets
- Easypaisa
- NayaPay
Crypto
- Binance
Bank not listed? Paste the alert anyway, many formats are close enough to read, and you can always add a spend by hand.
Questions
The bits people ask about
No. YouthPay never touches your bank. It only reads the alert messages your bank already sends you, from Gmail, a pasted SMS, or a file you upload. There is no bank login, no password, no account number.